Annual Enrollment Transfer Period (AETP)

During the fall of the year, members can make changes to insurance benefit selections.  Changes in coverage become effective on the following January 1 and participants must remain enrolled in their selected benefit options until the next year.  Subject to eligibility, during this time you can:

• Choose your health insurance options:
  • Choose either the Premier PPO, Standard PPO or CDHP/HSA
  • Select your health insurance carrier – either BlueCross BlueShield of Tennessee or Cigna
  • Enroll in or cancel health insurance for yourself or your eligible dependents
• Enroll in, cancel or transfer between dental options (if eligible)
• Enroll in, cancel or transfer between vision options (if eligible)
• Enroll in or cancel optional accidental death coverage (if eligible)
• Apply for, cancel, increase or decrease optional term life coverage amounts (if eligible)

All individuals eligible for health coverage are sent information on available benefit options, premium data, a listing of benefit changes, service areas and vendor changes for the upcoming year.

2026 Annual Enrollment Period October 1st – October 16th at 4:30 p.m.

The 2027 Benefits Information link and information will appear here closer to Open Enrollment. The above link currently doesn’t work.

HR Communications

• 2025 Annual Enrollment Transfer Period Announcement
• 2026 Benefits Guide

Get Acquainted with State Sponsored Benefits

If you are not making any changes during Annual Enrollment, no action is necessary.

• Benefit Changes
• State of Tennessee Decision Guide
• Dental Insurance
• Health Insurance
• Member Handbooks and Other Publications
• Optional Accidental Death
• Optional Life
• Pharmacy
• Premiums
• Vision Insurance
• Short Term Disability

Get Acquainted with TBR Sponsored Benefits 

• Flexible Benefits
• Charitable Giving Campaign – TBR SYSTEM (Click here for brochure)
• Sick Bank Open Enrollment – October 1st through October 31st